"A Debt Owed"...Time to Collect by Lacretia Johnson, is a novel inspired by the mind and personal experiences of the author that will take you through the darkness that can lye in one's soul to the edge of revenge.  Can one really say what they would or would not do when face to face with the demon of your past....yet fearing the depts of the demons within. 

Holding onto the one item that could identify her assailant...Monica made a vow to collect on a debt that was owed to her. 


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